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How to Read Your Accident Report

Someone driving a car

Cincinnati, Ohio is located on the banks of the Ohio River, and just over the bridge is Florence, Kentucky. Many people think of the area as one big city. So what happens if you are injured in a car accident in this metro area? Depending on the location of the accident, different laws could govern […]

Hit by a DoorDash driver? Here’s what to do.

A man making a call at the accident scene

A motor vehicle collision is a stressful, unhappy time no matter what. Even the most minor of crashes can cause property damage and injuries, and that leads to missed time from work, missed bill payments, pain, and frustration. The good news is, we have insurance and our insurance is supposed to take care of all […]

How To Deal With Insurance Companies After An Accident

an man signing an insurance form at an accident scene

Getting into an accident is frightening. You may feel alone and unsure how to proceed after such a terrifying event. Who should you talk to? What should you say? Who is on your side? All these questions may be scattered in your head as you question who you should turn to. The first call you […]

Underinsured and Uninsured Motorist Coverage and Why It is Important

A man making a call at the accident scene

UIM and UM Coverage: An Introduction Sadly, in today’s economy, a lot of Kentucky and Ohio residents are only able to afford car insurance with minimum coverage, or worse they are unable to afford car insurance at all. When one of these underinsured or uninsured drivers are at-fault for a motor vehicle accident that caused […]

Police Officer At-Fault for Car Accident – Injured By Police

A policeman at an accident scene

The Ohio Supreme Court held that when police officers are performing their duty, they can be held civilly liable for damages to a 3rd party if their conduct is “wanton or reckless” in nature. By adopting this standard, the court rejected the no-proximate cause test applied in several lower courts throughout Ohio. The no-proximate cause […]

The Law According to Uber: How Uber Drivers Are Licensed and What This Means for Your Insurance Coverage

An uber driver driving a lady at the passenger's seat

For several years, Uber and other “ride-sharing” services have competed with traditional taxi and black car services across the country. Uber allows customers to “hail,” or request, a ride and for drivers to respond to requests made within their geographical area through Uber’s smartphone application. Uber’s popularity has raised legal uncertainty regarding license requirements and […]